As rates have been inching higher, buyers and lenders have been adapting their strategies to help make mortgage payments more manageable.. Today, we are going to provide you a few strategies for getting the best rate and a payment that works for your budget. https://youtu.be/Vjbw393Csfc #1 - Buy Now Buy now at the current rate (with less competition, and lower prices), and plan to refinance when rates...
Are you confused about the credit factors lenders use when reviewing credit applications? There are 3 major credit components lenders buyers should know before buying your most expensive investment. Stick to the end of this blog where I will share when is the best time to buy and why. In our last blog, we discussed the 2 kinds of DTI, what it is, why it’s important to lenders, and what is...
Are you thinking about buying your first home? If so, I don’t want you to be one of the over 7,000 people that default on their mortgage in three or more months because of lack of knowledge. To answer the question how much can I afford, you need to look at several factors and understand the important factors lenders use when giving mortgages. Stick to the end of this video where I will share...
Are you considering purchasing a property with your fiance, boyfriend or girlfriend, or your spouse from a second marriage and want to ensure that your interests are protected and that of your children and future children? Well, you definitely don’t want to skip this blog because as a previous law clerk for 8 years I am going to break down the top things you MUST know to protect your interest when...
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