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Whether buying your first home, buying an investment home, or your dream home in the GTA or surrounding areas, your vision of your home is important.
But finding the right home can be tricky. And truth is, it can also be challenging.
But as we meet and talk about your needs and wants, we will be here to crack open your vision.
“They were with me for the entire process and made my move so simplistic. They negotiated a great deal for me and I couldn’t be happier with their service!”
OWEN RODNEY
Our team will help you identify the areas you are not fond of, focus on areas you like, provide you with local knowledge, to help you understand the market condition.
Our expert negotiation strategies have helped our clients buy their homes. We will write compelling offers, strategize when competing with multiple offers, & separate your offer from the rest
We have a good reputation among our clients and good relationships with our colleagues which helps out clients in buying homes. We keep a small clientele in order to provide the very best service
We provide you access to listings real-time. No more waiting until the next day to get a report of yesterday’s listings.
Our team works on each and every client making us available to take clients to see homes as soon as they are available, virtually or in person.
We work with great lenders, lawyers, and inspectors to make your buying service simple and easy and provide you luxury service that you deserve.
Grab the 3 most important checklist every buyer should have for the before, during, and after process, that we wish we had before we bought.
Check out our FAQs about buying real estate in GTA and surrounding areas
A down payment is the amount of money you put towards the purchase of a home. Your lender deducts the down payment from the purchase price of your home. Your mortgage covers the rest of the price of the home.
The minimum amount you need for your down payment depends on the purchase price of the home.
If your down payment is less than 20% of the price of your home, you must purchase mortgage loan insurance.
In addition, you might want to check out this article
| Purchase price of your home | Minimum amount of down payment |
|---|---|
| $500,000 or less |
|
| $500,000 to $999,999 |
|
| $1 million or more |
|
If you’re self-employed or have a poor credit history, your lender may require a larger down payment.
Source https://www.canada.ca/en/financial-consumer-agency/services/mortgages/down-payment.html
Yes – Getting a pre-approval first will help you understand exactly how much you can afford. Also, the lender will also help you understand what the other cost that are associated with buying a home.
A mortgage broker is a mortgage specialist who has access to many lenders to ensure you get the best rate and mortgage that fits your needs. A mortgage broker will review your information find out what is your long term and short term goals, compare mortgage products to find a lender that suits your needs.
In most cases, the seller pays the real estate agent commission, making our service to you free.
It is strongly recommended. There are many reasons why you would want a real estate agent representing you. Attempting to buy a home with out a real estate agent will make the process difficult.
Want to be informed on new properties in your desired locations? Look no further! Fill out this form and you will receive them directly in your email, no obligation required.
Want to learn more about buying real estate in GTA and surrounding areas? Check out these articles and videos.
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